1. Acceptance of Terms
By accessing and using the website located at https://chargebackdefense.com (the “Website”), you agree to be bound by these Terms and Conditions (“Terms”) and our Privacy Policy. If you do not agree to these Terms, you must not access or use the Website.

2. Eligibility
The Website is intended for use only by individuals who are at least 18 years old and have reached the age of majority in their jurisdiction of residence. By using the Website, you represent and warrant that you meet these eligibility requirements. If you do not meet these requirements, you must not access or use the Website.

3. Use of the Website
You may use the Website only for lawful purposes and in accordance with these Terms. You agree not to use the Website in any way that violates any applicable federal, state, local, or international law or regulation.

4. Intellectual Property Rights
The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio) are owned by Chargeback Defense Solutions LLC, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

5. User Contributions
The Website may contain message boards, chat rooms, personal web pages or profiles, forums, and other interactive features that allow users to post, submit, publish, display, or transmit content or materials to the Website or to other users (“User Contributions”). By providing any User Contribution on the Website, you grant us and our affiliates a license to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material.

6. Information Collection and Use
For a detailed description of how we collect and use your information, please refer to our Privacy Policy. By using the Website, you consent to all actions taken by us concerning your information in compliance with the Privacy Policy.

7. Changes to the Terms and Conditions
We may update the Terms from time to time in our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

8. Governing Law
These Terms and your use of the Website are governed by and construed in accordance with the laws of the State of Utah, United States, without giving effect to any choice or conflict of law provision or rule.

9. Disclaimer of Warranties; Limitation of Liability
The Website is provided on an “as is” and “as available” basis. Chargeback Defense Solutions LLC makes no warranties of any kind, whether express or implied, regarding the Website or the information provided on the Website. We will not be liable for any damages of any kind arising from your use of the Website or from any information, content, materials, products, or services included on or otherwise made available to you through the Website.

10. Contact Information
For questions or comments about these Terms, please contact us at [email protected].